Disability
Short- and Long-Term Disability
Disability benefits help protect your earnings in the event you are ill or injured and unable to work for a short or extended period of time. GT pays the cost of short-term disability (STD) and long-term disability (LTD) coverage for eligible employees.
| Disability Benefits | STD | LTD |
|---|---|---|
| Eligible Employees | Eligible US Professional Staff | After 90 days |
| Benefits Begin | After 7 continuous days | After 90 days |
| Maximum Benefit | 70% of your weekly earnings (up to $2,500) |
Percentage of your monthly earnings |
| Benefit Duration | Up to 12 weeks (or 8 weeks for maternity) | Until you reach Social Security Normal Retirement Age or are no longer disabled |
| Tax Implications | Since GT pays for this benefit, any benefit you receive will be taxable | You may elect to have premiums taxed during enrollment (therefore, any benefits you receive will not be taxed) |