Medical Plan Overviews
GT offers you the choice of medical plan options through UnitedHealthcare (UHC). It’s important to understand how each works so you can pick the right plan for you and your family.
Here are highlights of each medical plan:
| UNITED HEALTHCARE (UHC) | Network Plan | Tiered Plan | One Step Plan (Closed to New Entrants) |
|---|---|---|---|
| Network | UHC Choice/Choice Plus Network* (Choice/Choice Plus Harvard Pilgrim in Massachusetts) |
||
| In- and Out-of-Network Coverage | In-network only | Yes | Yes |
| Deductible | Yes | Yes | Yes |
| Office Visits (In-Network) | Tiered copays | Deductible first, then 10% | Deductible, then fully covered |
| Virtual Visits | $25 copay | Deductible first, then 10% | Deductible, then fully covered |
| Preventive Care (In-Network) | All three plans pay 100% for eligible in-network charges. You will not pay towards the deductible or a copay. Visit the Plan Documents page for information on preventive care guidelines. |
||
| Tax-Advantaged Accounts | Traditional Healthcare Flexible Spending Account | Health Savings Account / Limited Purpose Flexible Spending Account | Health Savings Account / Limited Purpose Flexible Spending Account |
*In-Network providers are the same for both the Choice and Choice Plus Networks.
Click Here for a summary of the plans.
Click Here for contributions.
To save the most on out-of-pocket costs, always see in-network Premium Care Physicians. UHC evaluates physicians in various specialties using evidence-based medicine and national standardized measures to help you locate quality and cost-efficient care.
Visit myuhc.com and click on Find a Provider to find an in-network doctor near you. Once you are on the website you will see hearts next to the provider's name. Even if the hearts are not filled in, they are still network providers.
